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Small Business Formation Information Center | Forming Corporations
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FORMING CORPORATIONS INFORMATION

 

Corporations are artificial beings created by operation of law, having the right of succession and the powers, attributes, and properties expressly authorized by law incident to its existence. A corporation can either be a C corporation or an S corporation. The main difference though between a C corporation and an S corporation lies in the manner they are taxed. The corporation is characterized by limited liability of its shareholders, as well as the issuance of shares of easily transferable stock.

The corporation is an entity separate and distinct from its owners. As a separate person, a corporation can enter into contracts, acquire assets, incur obligations and pay taxes independently of its owners, and the owners generally cannot be made to pay for corporate obligations beyond the owners' original contribution. Conversely, the owners, when they incur personal obligations or enter into personal contracts, do not affect the corporation, since the corporation and the owners are considered by law to be separate legal entities. The most common type of corporation is the C corporation, this embodies the "classic" concept of corporation.

The S corporation is one which elects subchapter S tax treatment. This tax treatment allows the corporation to avoid entity level  taxation. In other words tax liability is passed on to its shareholders, whereas in other types of corporation, income is taxed twice,  once as corporate income and again as income for shareholders who received dividends. A corporation survives the death of a shareholder or other transfer in ownership. 

The four (4 ) attributes of a corporation:

  1. It is an artificial being, i.e., a juridical person (legal entity) capable of having rights as well as obligations, with a personality separate and distinct from its members or shareholders. This attribute gives rise to a fundamental principle in corporation law, which states that: shareholders are not personally liable for corporate obligations and cannot be held liable to third persons who have claims against the corporation beyond their agreed contribution to the corporate capital.

  2. It is created by operation of law. Thus mere consent of the parties to form a corporation is not enough. Before it can acquire a juridical personality, the State must first give its consent in the form of laws or a general enabling act.

  3. It has the right of succession, which means that its continued existence during the term stated in its articles of incorporation cannot be affected by any change in the members or shareholders, whether this change be in consequence of death, insolvency or any other incapacity. Nor is it affected by the transfer of shares by a shareholder to a third person.

  4. The corporation has the powers, attributes and properties expressly authorized by law or incident to its existence. Under the traditional concept, a corporation, being merely a creature of the law, can exercise only such powers as the law may choose to grant it, either expressly or impliedly as contrasted with the powers of a natural person, who can do anything as long as he/she violates no law nor rights of others

How is a corporation taxed?

Under the federal income tax law, a corporation is taxed as a separate legal entity, unless the corporation is an S corporation,  which will  be discussed later. The corporation is taxed on its net income, as gross income less allowable deductions. Corporate  tax rates range from 15% to 35%. Non-cash property will form part of the corporation's taxable assets unless the person or group  of people contributing the property owns at least 80% of the corporation. If the corporation distributes money or other property,  such as dividends, to its shareholders, the shareholders will be taxed.

 

Why some shareholders choose to form an S corporation:

  1. the corporation is profitable and distributes nearly all of its profits to the shareholders

  2. the corporation incurs substantial losses that shareholders wish to deduct from their personal income tax returns.

An S corporation's losses are passed on to the shareholders who can deduct those losses from their personal income tax returns.  Profits and losses are allocated based on share ownership for tax purposes. The shareholders must include on their individual tax  returns the profits of the S corporation even if no money was distributed to them.

 

How to qualify as an S corporation:

  1. the corporation may not have more than 75 shareholders who are individuals

  2. it may issue only one class of stock. This prevents the company from issuing inexpensive founders' stock for key employees.

  3. it generally cannot own 80% or more of any other corporation.

  4. its funds must not come from any or all of the following: venture capital funds, corporations or institutional investors, since all shareholders of an S corporation must be individuals.

Piercing the veil of corporate entity:

The court can disregard a corporate entity, and hold its shareholders personally liable, under the "alter ego" doctrine. The court will determine whether or not the shareholders have committed fraud or injustice behind the corporate veil, and examine several factors like:

  1. whether the corporation is undercapitalized given the inherent risks in the business.

  2. whether corporate assets were used for personal reasons.

  3. whether corporate assets commingled with personal assets.

  4. whether corporate and personal books were kept separate.

  5. whether the board of directors or shareholders properly authorized corporate actions.

How a corporation can protect the shareholders' limited liability:

  1. secure a record of shareholder and board authorization for corporate actions.

  2. separate corporate and personal funds.

  3. keep corporate records completely separated from personal records.

  4. keep personal and corporate funds completely separated.

  5. the corporation's name should appear clearly on all contracts, so others know whom they are dealing with.

  6. draw a demarcation line between the corporation and its shareholders.

  7. provide sufficient amount of capital for future business needs in the light of the risks involved.

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