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MOLD LEGAL PROBLEMS AND
MOLD INSURANCE FRAUDS
Legal information,
law information,
legal
questions, legal help
and legal advice about the several ways insurance companies and insurance
adjusters perpetrate mold frauds. This legal information, law information,
legal advice, legal help, and legal answers to legal questions and legal
problems about mold insurance as well as other mold-related legal questions,
legal problems, legal information, law information, legal advice appeared
through the courtesy of www.moldinspector.com
Here are several
cases mold-related insurance frauds perpetrated by insurance companies and insurance adjusters:
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Hiring incompetent, low-paid, company-stooge testing personnel to do the
least possible mold testing in the least likely mold-locations in an
insured's property so that any actual mold is NOT likely to be discovered.
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Utilizing ineffective Air-O-Cell mold testing media so
that little or no mold will be discovered.
Air-O-Cell cassettes test too
small of an air sample to give a truly accurate insight into a property's
real mold infestation problems. Direct sampling of visible molds and mold
culture plates are vastly superior to Air-O-Cell technology in determining
the extent of mold problems in a property and in identification of the molds
present.
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If the testing stooges uncover any mold problems, the
serious mold test results are not to be shared with the insureds and are to
be kept a complete secret forever from the insureds.
This common
insurance company fraud is one of the causes of actions in the $20 million
Ed McMahon lawsuit against his homeowner's insurance company and its two
insurance stooge testing and remediation companies. The McMahon defendants
kept secret mold test results showing a serious mold infestation in the
McMahon residence of the deadly mold Stachybotrys.
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Telling insureds
that there is no mold insurance coverage even though there is evidence that
insurance-covered water damage is the direct cause of the resulting mold
infestation.
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Are
you a mold victim? |
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Do you have mold legal problems? or mold legal questions? Do you need
mold legal information, mold legal advice, mold legal help, and
mold law information about mold legal problems or mold legal
questions, and how to contact a mold lawyer or attorney, visit:
moldlawyer.com.
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Legal questions and answers about mold
legal problems, plus
law information,
legal
information, legal help, and
legal advice regarding mold legal claims
and filing of mold-related complaints.
This legal information, law information,
legal advice, legal help, legal answers to legal questions and legal
problems about mold litigation and cases as well as other mold-related legal
questions, legal problems, legal information, law information, and legal advice
appeared through the courtesy of
http://www.moldlawyer.com
Question:
I purchased the condo of my dreams in Columbia Shores Vancouver ,
Washington. I soon became very ill. I found it was from being exposed to
mold. Farmers Insurance has established the presence of Pennicillium,
Cladissporuim, Aspergillis versa color, and Stackybotriuos (sp) in the
ceiling trusses, floor joists, and common wall.
I am unable to fix common
areas, I can not seem to get Farmers Insurance to fix the mold. I have
become so sensitized I must move from my home town. I was born here, my
children and grandchildren were born here.
I must leave my Family, my friends,
my job, and retirement... I can not live in the condo nor sell it because of the
mold. I am a teacher and can not continue to spend $1500 per month for this albatrouse. Can You help me?????????
Answer:
First of all my condolences to
you for having such a nightmare situation with mold. You need to have your
possible legal claims against the condo seller, realtor, condo association,
mortgage lender (if any), and insurance company reviewed and analyzed by an
experienced environmental or mold attorney. You can find a good lawyer or
attorney in
the mold lawyer directory at
http://www.moldlawyer.com.
Before you see a prospective attorney, it is
important that you have paid for your own in-depth inspection and mold
testing of your condo, condo HVAC equipment and ducts, and the condo commons
area touching your condo.
It is very likely that an independent inspection
by a Certified Mold Inspector (http://www.moldprofession.com);will uncover and document a much bigger
mold problem than was found in insurance company-paid mold testing of your
condo.
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Attention: Landlords! |
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If you have mold legal problems as
well as mold legal questions, visit:
moldlawyer.com.
This mold legal information website provides important legal
information, law information, legal help, legal advice and answers to your
legal questions and legal problems regarding mold-related complaints filed
against you by your tenants, plus information on where and how to contact
a reputable mold lawyer or attorney. Make sure to read the legal
question and answer portion of the website; it contains useful legal
information, legal advice, legal help as well as law information
regarding mold legal problems, mold legal disputes and litigations. |
Many mold inspectors who do
work for insurance companies know that they are being paid NOT to find mold
infestation, whereas a Certified Mold Inspector does a very thorough
inspection and testing job solely on your behalf to find out the real truth
about any mold problems that your condo and condo building may have. Ask
your new mold attorney whether he or she should seek on your behalf a
written moratorium on your mortgage payments while you are working on
removing and remediation of the mold problems of your condo.
A condo that is heavily
mold-contaminated is not only worthless as loan collateral to your condo
lender, but it is also a source of potential legal liability on the part of
the lender for its having possibly negligently financed the sale of the
moldy condo to you. Your new attorney will review the mold testing results
from both the insurance company and your private Certified Mold Inspector
mold report to determine what legal rights, if any, you have under your
state law against the various possible defendants.
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